What do brokers do?
The mortgage loan process

What does a broker do?

Why are our services free of charge to you?*
Commercial loans
Communicate with us for all your commercial, industrial, agricultural or equipment loans.
First buyer
How can I get pre-authorized?

Buying a property with no cash down.

Purchase using your RRSPs.

Additionnal charges when buying a property

The Mortgage Loan Process
Pretsduquebec.com

As a mortgage consultant, I need to get all the necessary information regarding your situation. In order to satisfy this pre-requisite, you can make an application on the phone, online using our web application request on this site, or by scheduling an appointment with me, a mortgage specialist who is available from Monday to Friday 9am to 9pm.

I am a licensed mortgage consultant who assembles all pertinent information and looks for the best available mortgage products which fits your personal financial profile, considering all available lenders.

I will then prepare and forward your mortgage application to the chosen lender in order to get a commitment on your behalf; this is the pre-authorization process. Since I work for you, in dealing with the financial institution, it is of prime importance to send all documentation and requests through me. I am your business partner and a precious ally who will take care of your mortgage file from the start of your transaction to its full completion. If you qualify for a mortgage loan with the selected financial institution and for the requested product, we will then pursue the process, and I will forward all documentation to the lender.

I will make your mortgage request a hassle free process. You will not have to shop around, I do it on your behalf. Presenting you the best of the mortgage market, and I am with you until the completion of your transaction. At the end of the transaction, I will verify that the notary has received all lender directives and necessary documentation. When you deal with me, the experience is a simple and an enjoyable mortgage process.

 

Online application

Save time, fill-in an online mortgage or pre-authorization request at your own pace.

Self employed
Purchase a property

Refinance your mortgage

Do you know about the HBP? (House Buyers Plan)
commercial loans

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