What does a broker do?
Pretsduquebec.com

A mortgage consultant is your most precious ally in helping you achieve thousands of dollars of savings on your mortgage. I will negotiate on your behalf with over 15 established financial institutions to get you the best rates at the best possible conditions and to find the best product fit for your particular needs.
 
Since Multi-Prets Hypotheques generates a high transaction volume with its affiliated lenders, they grant me consequent rate rebates from which you benefit directly. You obtain a rate that is lower than the one you would have been able to get by yourself, even after negotiation with your own financial institution.

In addition, the financial institution compensates me directly for the business I bring them, thus making my services free of charge for all of my customers who wish to apply for a residential mortgage. In short I always present my customers the best rates of over 15 financial institutions, along with pertinent and expert advice. Finally I will ensure a smooth completion of your mortgage transaction, from the initial file presentation to the lender, to the final act of sale at the notary's office.

What can Steve Karalekas do for me?

As a licensed mortgage consultant it is my job to always be aware of promotions currently being offered by the financial institutions we deal with, you do not have to worry about missing an opportunity. I am able to make you a proposal for the mortgage product(s) that really meet your expectations. No more calling around to shop for the best rate and product! With Steve Karalekas the experience is simple and efficient, best of all my expert advise is free of charge for all owner occupied residential mortgages!

Thanks to high technology tools, I possess a computerized link with the financial institutions, which guarantees fast and reliable processing. I have access to up to the hour mortgage rates, and determined repayment conditions and features available on the market. I am a mortgage loan specialist and have thorough understanding of market trends and conditions